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Creditors Rights Law

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Can Creditors Collect From A Judgment?

Even though creditors may get judgments (court orders saying you owe the money), they may not be able to collect.   If you don’t own a home, are unemployed, don’t have money in the bank, and your other possessions aren’t worth much, you may be “judgment­proof” (the creditor can’t force you to pay). You can’t be put in jail for not being able to pay your debts.